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See how much guaranteed income your pension(s) could provide.
Keep track of annuity rates and compare against your existing pension provider’s first offer.
Rates vary between providers and even small differences can significantly increase your retirement income over time.
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View this week's best annuity rates in the UK
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Compare whole of market providers with us
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No obligation quotes
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Apply for a lifetime annuity
This week's best annuity rates (21st September 2026)
Annuity rates constantly change, but our tracker helps you keep an eye on the best rates to see what income your pension could provide.
Single life annuity rates
Based on: a £100,000 fund and average* annuitant details.
Age | Annual Income | Monthly Income |
|---|---|---|
55 | £ | £ |
60 | £ | £ |
65 | £ | £ |
70 | £ | £ |
75 | £ | £ |
Joint life (50%) annuity rates
Based on: a £100,000 fund and average* annuitant details.
Age | Annual Income | Monthly Income |
|---|---|---|
55 | £ | £ |
60 | £ | £ |
65 | £ | £ |
70 | £ | £ |
75 | £ | £ |
How our best annuity rates are determined:
Our annuity rates are generated using our online annuity quote tool and quoting systems to compare rates available from whole of market providers.
Rates shown are based on a £100,000 fund, using an average life-expectancy UK postcode, for an applicant with no health conditions, and a level lifetime income.
Joint rates assume the same average details for the spouse as first applicant at a benefit of 50%, which means it would provide payments at 50% to the surviving spouse.
The term 'best annuity rates' is used to show the most favourable rate available this week from our panel of providers. The rates shown are subject to change based on your personal circumstances.
Rates are updated weekly.
Pension Wise is the Government's free and impartial service, offering support to help you make sense of the options available. You can book an appointment online or by calling 0800 011 3797.